FIC Report (Delta State) – The Delta State Police Command has reminded members of the public especially vehicle owners, the Command’s determination to commence enforcement of Third Party Motor Vehicle Insurance Policy in compliance with the law.
A press statement issued on behalf of the Commissioner of Police Delta Police Command CP. Olufemi Abaniwonda and signed by the Command’s Public Relations Officer PPRO, ASP. Edafe Bright, stated that the Command is launching a strict enforcement campaign of the Third-Party Motor Vehicle Insurance on February 1, 2025 in line with the directives of the Inspector General of Police, IGP Kayode Egbetokun, NPM, PhD, and in accordance with Section 68 of the Insurance Act, Sections 1, 2 – 3 of the Motor Vehicle Third-Party Insurance Act.
The CP’s statement disclosed that the Act mandates all vehicle owners to obtain Third-Party Insurance before operating on Nigerian roads.
According to the statement, “Third-party vehicle insurance is a type of coverage that financially protects you if you’re considered responsible for damages to another person’s vehicle.”
It further stated that; “As part of the routine enforcement operations, the Delta State Command has observed with concern that a decreasing number of vehicles in the state are insured, as reported by the Nigeria Insurance Associations. In response to that data, and to ensure strict compliance, the Delta State Police Command has established an enforcement team to tackle the challenge of the declining number of insured vehicles, and to ensure adequate compensation of accident victims”.
The statement also emphasised that the enforcement effort was aimed at ensuring fairness and protecting responsible road users who follow the law. He called on Deltans to always ensure responsible driving, while reminding them that compliance with vehicle insurance laws is essential for road safety, stressing that driving without insurance is not only illegal but also irresponsible.
He added that vehicular users who are uninsured put themselves and other road users at financial risk. He therefore, urged all drivers to check their policies and ensure they’re covered before getting behind the wheel.
The statement advised drivers to verify and ensure that their vehicle insurance is up to date and always carry proof of valid Third-Party Insurance when driving to avoid facing severe legal consequences not limited to vehicle seizure or impoundment and possible prosecution .
Signed
Celestine Afokobah
Federal Information Centre Asaba
